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How To Register For Nigeria Health Insurance Scheme (NHIS) In Nigeria

How To Register For NHIS In Nigeria. There is a popular saying that health is wealth and of a truth one is poor without good health. Also, with the high cost of treatment and medication both in the Private and Public health care sector! So many Nigerians cannot afford good and quality health care services.

This is one of the reasons why the Federal Government of Nigeria established the National Health Insurance Scheme (NHIS) under Act 35 in the 1999 constitution! with the mandate to improve the health condition of all Nigerians.

There are three health care systems that NHIS provides, they are; Primary, Secondary, and Tertiary health care. In this article, we shall be talking about the NHIS, programs, benefits! and how to register for the Nigeria Health Insurance Scheme (NHIS) In Nigeria.

NHIS provides quality health care services to Nigerians at an affordable cost with social health insurance. Also, the National Health Insurance Scheme regulates private health Insurance operated by HMOs.

Benefits of the National Health Insurance Scheme

There are a lot of benefits for you as a registered member of NHIS, the scheme covers a lot of disease conditions that afflict humans with little cost and quality health care services rendered. The following disease conditions are under NHIS covered;

Out-Patient Services;

The below diseases under the Out-Patient Services will be treated by NHIS

  • Malaria, acute respiratory tract infection, diarrhoeal disease, skin disease, and ulcers, hypertension, acute eye infection, rheumatism, anemia, intestinal worms disorders, acute ear infection, typhoid fever, dental caries, diabetes mellitus, STIs, asthma, and others (general and specialist)
  • Investigations, including laboratory investigations, x-rays
  • Ultrasound scans for general and specialist out-patient services.
  • HIV/AIDS symptomatic treatment for opportunistic infections.
  • Out-patient/day surgical operations, including hernia repairs, incision and drainage of abscesses, and excision of lumps and haemorrhoidectomy.
  • Out-patient physiotherapy.
  • Medication, namely, prescription medicines on the National Health Insurance Scheme Medicines List, traditional medicines approved by the Food and Drugs Board and prescribed by accredited medical and traditional medicine practitioners.
  • Any other services approved by the Minister of Health.

See also: NHIF Online Registration – Benefits, Members & Employers Requirements

In-Patient Services;

In-Patient Services comprises of the following   zs

  • General and specialist in-patient care.
  • Investigations including laboratory investigations, x-rays, and ultrasound scans for in-patient care.
  • Cervical and breast cancer treatment.
  • Diagnosis and complications from other cancers, e.g. anemia or obstruction
  • Surgical operations, including appendicectomy (removal of the appendix).
  • In-patient physiotherapy.
  • Accommodation in the general ward.
  • Feeding (where available).
  • Medication, namely, prescription medicines on the National Health Insurance Scheme Medicines List, traditional medicines approved by the Food and Drugs Board and prescribed by accredited medical and traditional medicines practitioners.
  • (Processing for) blood and blood products.

Oral Health;

  • Pain relief, which includes incision and drainage, tooth extraction, and temporary relief.
  • Dental restoration, which includes a simple amalgam, fillings,   and temporary dressing.

Eye Care Services;

  • Refraction.
  • Visual fields.
  • Scan.
  • Keratometry (measuring the curvature of the anterior surface of the cornea).
  • Cataract removal.
  • Eyelid surgery.

Maternity Care;

  • Antenatal care
  • Deliveries (normal and assisted)
  • Cesarean section
  • Post-natal care

All emergencies are covered. These are crisis health situations that demand urgent intervention and include:

  • Medical emergencies and surgical emergencies, including brain surgery or heart surgery due to accidents.
  • Pediatric emergencies.
  • Obstetric and Gynaecological emergencies including Caesarean sections.
  • Road Traffic Accidents.
  • Industrial and workplace accidents.

NHIS Scheme Programmes

The NHIS has three different stages of Programmes that will give ensure the full participation of Nigerians to access quality health care services. The NHIS programmes are as follows;

  1. Formal Sector Group; the formal sector group comprises of Formal Sector Social Health Insurance Programme, Mobile Health, and Vital Contributors to Social Health Insurance Programmes.
  2. Informal Sector Group; this includes; Tertiary Institution Social Health Insurance Programmes, Community Based Social Health Insurance Programmes, and Public-Private Partnership Social Health Insurance Programmes
  3. Vulnerable Group; the vulnerable group are the aged, retirees, children under five, prison inmates, and pregnant women.

How To Register For NHIS In Nigeria

How to register for NHIS in Nigeria is very easy and simple; all you need to do is to

  1. Kindly visit the official website
  2. Next is to click on the register
  3. Enter all the needed information
  4. Then click on submit
  5. The next thing to do is to create an account with your email and password
  6. Congratulations, you have successfully registered as an NHIS member.

How To Access NHIS Health Care Services

To access health care with your NHIS card:

  1. Go to your selected Preferred Primary Provider (PPP) with your card.
  2. Present your card to the person in charge at the out-patient department or front desk of the health facility.
  3. Officials of the health care facility will check the validity of the card and your biometric information.
  4. Following confirmation of the validity and your details, you will be attended to.
  5. Do not leave your card at the health facility after accessing health care.

Contact Details

Head Office: Plot 297, P.O.W. Mafemi Crescent Off Solomon Lar Way Utako District, Abuja.

Abuja Annex Office: 6 fria Close, Off Adetokunbo Ademola way, Wuse II Abuja

Contact Phone Number; 0805-928-2008 or 08083280131

Email: [email protected]

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